Which annuity payout option usually results in the largest periodic payment?
a. unit refund annuity
b. joint and last survivor annuity
c. life annuity
d. life annuity-period certain

Answers

Answer 1

The correct option is (c) life annuity.

The payout increases as the predicted annuity term decreases. The life annuity is the shortest predicted term because it only lasts for the duration of that person's life.

What is life annuity ?

A financial instrument known as a life annuity offers a predetermined periodic payout amount until the annuitant's death. Annuitants purchase a life annuity by paying premiums or a lump amount. In order to complement or provide for retirement income, life annuities are frequently employed.

A joint and last survivor annuity pays the surviving spouse when one person dies; a unit refund annuity gives a lump payment if a person dies early. A life annuity with period certain continues to pay for a set time period if the person dies early.

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Related Questions

If an entrepreneur gives up her job to start a new business, the forgone earnings are:______.

Answers

If an entrepreneur gives up her job to start a new business, the forgone earnings are implicit costs.

What is implicit cost?

Implicit costs are a special kind of opportunity cost: they represent the cost of the company's existing resources that could have been used in another way. An entrepreneur who runs a firm, for instance, could use her labor to pay the bills at a job.

Therefore,

If an entrepreneur gives up her job to start a new business, the forgone earnings are implicit costs.

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financial accounting primarily deals with the methods accountants use to provide information to an organization’s internal users.

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Financial Accounting primarily deals with the methods accountants use to provide information to an organization’s internal users is false.

The basic role of Financial Accounting is to allow outsider to assess the value of an association.

Financial Accounting is a specific piece of accounting including a course of recording, summarizing, and enumerating the bundle of trades coming about in view of business undertakings all through some unclear time span.

The structure directs the guidelines, cycles, and norms for monetary recordkeeping.

These exchanges are summed up in the readiness of fiscal summaries, including the balance sheet, pay proclamation, and income explanation, that record the organization's working exhibition over a predetermined period.

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Demand is said to be ___________ when the quantity demanded is very responsive to changes in price. group of answer choices

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Demand is said to be Elastic when the quantity demanded is very responsive to changes in price.

What is Elasticity of Demand?

Demand responsiveness to changes in other market variables is measured by demand elasticity. The price elasticity of demand, for instance, indicates how much demand will change in response to a change in a product's price.

Both elastic and inelastic demand exists. Demand that is elastic is more responsive to changes in the variables being measured against. Products that are inelastic are less sensitive to the changes being measured.

The slope of the demand curve and price elasticity of demand is directly correlated. The law of demand, which states that consumers will demand a greater quantity of goods at lower prices and a lesser quantity of goods at higher prices, was most likely covered in your very first economics course. The downward sloping of demand curves is explained by the law of demand.

Thus the Law of demand directs the elasticity of demand.

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Employers who require the use of personal mobile devices in the workplace must also reimburse their employees for cellular voice and data usage. True or false

Answers

False,  Employers who mandate the use of personal mobile devices at workplace are not  required to pay back their staff members' cellular voice and data costs.

More about mobile devices in the workplace:

Businesses are using mobile devices to increase productivity because the nature of the workplace is changing, altering how, when, and where many of us work.

Despite the fact that mobile solutions have long been a key factor in businesses' success, the pandemic has really brought to light the many ways they boost productivity in the workplace. This occurs at a time when it may be more important than ever for organisations and employees to operate at optimal efficiency.

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__________ is the visitation of natural areas for enjoyment, often in areas near less-affluent communities that economically benefit from conserving the natural area.

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Ecotourism is the visitation of natural areas for enjoyment, often in areas near less-affluent communities that economically benefit from conserving the natural area.

What is Ecotourism?

Ecotourism is defined as "responsible travel to natural areas that preserves the environment, preserves the wellness of local people, and involves interpretation and education."

A journey to the Galapagos Islands is an illustration of ecotourism since it protects the local wildlife and ecosystem while allowing visitors to observe and engage with it.

Thus, it is Ecotourism.

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Adam corporation uses the cash-basis of accounting. adam corporation should record expenses when:_____

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Adam corporation uses the cash-basis of accounting. Adam corporation should record expenses when paid. It is because Adam corporation continues to utilize the cash-basis accounting technique, which only records transactions if there are cash revenues or payments, this is the case.

Revenue is only recognized on the income statement under cash basis accounting when cash is received. Only when money is handed out in cash are expenses documented.. Small enterprises often employ the cash technique. The biggest advantage of the cash system is how straightforward it is—it only keeps track of cash that is delivered or received. The monitoring of a company's financial flow is also made easier.

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Assume an initial equilibrium at d1 and s1 with a price of $1.20 million per machine. if the government places a $100,000 excise tax on each new scanner sold, the new equilibrium price will be:_____.

Answers

The price of the new equilibrium will be less than $1.30 million.

What Exactly Is Equilibrium?

Prices stabilize when market supply and demand are equal. Equilibrium refers to this. In general, a surplus or excess lowers prices, which increases demand, whereas a shortfall or undersupply raises prices, which decreases demand.

When supply and demand balance one another, a state of equilibrium is created.

A market is considered to have attained equilibrium when the supply and demand for a good or service are equal.

Consistent agent conduct, a lack of motivation for agents to change their behavior, and the dynamic nature of equilibrium outcomes are three features of an equilibrium market.

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In the country beta it takes two hours of labor to produce a unit of tea and four hours of labor to produce a unit of bread. In the country zeta it takes three hours of labor to produce a unit of tea and nine hours of labor to produce a unit of bread. Which of the following is true? a. country zeta has an absolute advantage in producing both tea and bread. b. country zeta has an absolute advantage and a comparative advantage in producing tea. c. country beta has an absolute advantage and a comparative advantage in producing tea. d. country beta has the lower opportunity cost in producing bread and therefore a comparative advantage in producing bread. e. country beta, with trade, will export both tea and bread to country zeta.

Answers

The true statement is country beta has an absolute advantage and a comparative advantage in producing tea.  (option c).

What is absolute and comparative advantage?

A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries.

The opportunity cost of producing one unit of tea for country beta = 4/2 = 2 hours

The opportunity cost of producing one unit of tea for country Zeta = 9/3 = 3 hours

The opportunity cost in the production of tea is lower for country Beta. Thus, it has a comparative advantage in the production of tea.

A company has absolute advantage in the production of a good or service if it produces more quantity of a good when compared to other countries.

Country Beta produces 1 unit of tea in 2 hours and it takes country Zeta 3 hours. Because it takes country beta less hours, it has an absolute advantage in the production of tea.

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Contribution margin equals ________. multiple choice sales minus fixed cost fixed cost minus variable cost sales minus variable cost minus fixed cost sales minus variable cost

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Contribution margin equals sales minus variable cost

What is contribution margin?

Contribution margin means the extent by which the sales price exceeds the variable cost, in other words, it sales price per unit minus the variable cost per unit or total sales revenue minus the total variable costs on total volume basis.

Contribution margin means the level of contribution that each sold contributes towards the recovery of the company's total fixed costs, in short, the correct option in this case, is that contribution margin is the sales minus the variable cost.

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Suppose the equilibrium price of a gallon of milk is​ $4. If the government imposes a price floor of​ $5 per gallon of​ milk, the.

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If the equilibrium price of a gallon of milk is $4 and if the government imposes a price floor of $5 per gallon then, the quantity supplied of milk will exceed the quantity demanded.

Price floor prevents a price from falling before a certain level. When a price floor is set above the equilibrium price, the quantity supplied will exceed quantity demanded, and excess supply or surpluses will result. On the other hand, when a price floor is set below the equilibrium price, quantity demanded will exceed quantity supplied and excess demand will result.

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The concept of restrictive practices in the u.s. market economy is ____________________.

Answers

The idea of restrictive practices is constantly changing in the American market economy.

What exactly is a restrictive practice?

A restrictive practice is when someone is forced to do something against their will or is prevented from fulfilling a desire.

What harm might restrictive practices bring about?

Additionally, restraint may be utilized by law enforcement, emergency transport services, remand facilities, and prisons. Restrictive practices can have a negative impact on one's mental and physical health, harm the therapeutic alliance, and violate one's human rights.

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The assigns punishments to companies whose employees are involved in forms of workplace deviance. True or false?.

Answers

The U.S Sentencing  Commission assigns punishments to companies whose employees are involved in Serious forms of workplace deviance.

What are workplace deviance?

In group psychology, workplace deviance is defined as the conscious (or purposeful) desire to hurt an organization, more especially a workplace. In the area of organizational communication, the idea has grown to be crucial. The phrase "voluntary conduct that breaches established standards and, in doing so, harms the organization's well-being" is more accurate. People frequently form psychological contracts with their firms, and as a result, employees frequently develop a set of expectations about their job. The employee may "perceive a psychological contract violation by their employers" when expectations are not met.

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Comparing vendor invoices to inventory prices, obtaining lower of cost or market data and recalculating deprecation schedules relate to the ______ assertion.

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The correct answer is valuation and allocation.

You may list and keep track of the inventory goods you get from your suppliers using inventory receipts. Despite the fact that inventory items may be delivered with or without inventory receipts, all inventory items must first be listed on inventory receipts in order to produce, store, and pay purchase invoices.

What should a vendor invoice contain?

When a consumer purchases products and services on credit, the provider creates and sends an invoice. Vendor invoices comprise the sum due, tax amounts, freight and delivery costs, the due date for payment, and the address to make the money to.

A vendor bill is an invoice that the business receives for goods and services it has acquired from suppliers and is thus counted as a cost.

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What must an agent do if a buyer or seller refuses to sign the required ny disclosure form?

Answers

Finish up a declaration form that depicts current realities of what occurred.

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On june 1, pizza company paid $100 for advertisements to be run on june 1. pizza company's entry to record this payment will include a $100 ______.

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On june 1, pizza company paid $100 for advertisements to be run on june 1. pizza company's entry to record this payment will include a $100 Credit to cash and debit to advertising.

   In double-entry accounting, debits and credits are entries made in account ledgers to record value changes brought on by company transactions. Each transaction transfers money from credited accounts to debited accounts. A debit entry in an account reflects a transfer of value to that account, and a credit entry represents a transfer out of that account.

   In order to distinguish between debits and credits, an account book's transfer amounts are typically written in different columns. Alternatively, they can be written in a single column with the suffix "Dr" for debits or just writing them plain, and "Cr" for credits or a minus sign. Despite the minus sign, positive and negative numbers are not directly correlated with debits and credits.

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A form of ownership wherein several buyers purchase undivided interests in real property with a right to use that property for a specific period is called a?

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A form of ownership wherein several buyers purchase undivided interests in real property with a right to use that property for a specific period is called a timeshare.

What does California's legislation on subdivided land serve?

The primary goal of the Subdivided Lands Act, a consumer protection law, is to guarantee that proper disclosures are given. The California Department of Real Estate interprets and applies the Subdivided Lands Act, which governs public offers of land in subdivisions for sale or lease.

In order to ensure that new development occurs in a timely manner and that services like roads, utilities, open space, and other services are adequately provided, the California Subdivision Map Act grants local governmental agencies the authority to regulate and control the design and improvements of subdivisions.

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Over 40 percent of member nations of the international monetary fund have?

Answers

Answer:

What? Silly , silly American, supports silly Ukraine, Ukraine. Bad and poor country. With silly beautiful girls witches

How do delivery companies track packages? group of answer choices
a. they use code-scanning technology.
b. they use gps.
c. they use robotic arms to load packages.
d. they use a learning management system.

Answers

Companies track packages through code-scanning technology

What is code-scanning technology?

It is a machine-scannable image that a smartphone camera can instantaneously read. Numerous black squares and dots that stand in for various pieces of information make up each QR code. Your smartphone will transform the data when it scans this code into a form that humans can understand. A camera or other imaging device can scan a QR code, which is made up of black squares  in a squ in a square grid on a white background. Reed-Solomon error correction is then used to process the picture so that it can be properly decoded.

There would be a catastrophic amount of errors introduced. By organizing the process of gathering and tracking product data, barcodes aid in preventing these occurrences. The fact remains that mistakes are expensive. A tool for finding potential security problems in an application is code scanning.

Hence, companies track packages through code-scanning technology.

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when a cashier is deciding how many hours to work, the marginal benefit she should consider is and the marginal cost she should consider is .

Answers

 The marginal benefit to be considered by the cashier is the hourly pay, and the marginal cost will be the hourly value of time off.

What is marginal benefit?

  Marginal benefit is defined as the maximum value that a consumer can pay for a good or service, although another definition can be the utility and satisfaction that a buyer acquires for a good or service.

  In this case, if a cashier is deciding the number of hours she should work, for a marginal benefit she should consider the payment she will receive for each hour of work.

  On the other hand, if she wants to know the marginal cost, she must determine the free time or hours based on the payment she does not get for them.

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Richards billed patients for $12,000 of services rendered. the appropriate journal entry to record this transaction is:_____.

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Richards billed patients for $12,000 of services rendered. the appropriate journal entry to record this transaction is Credit Revenue. The ordinary equilibrium for your value is known as a credit balance, and in that capacity, revenues must be recorded as a credit and not a charge.

What does Credit Revenue means?

In Accounting, revenues are credits since revenues make proprietor's value or investors' value increment.

Revenue Credit implies the revenue from the Arrangement's Speculation Assets if any, that are held in the Revenue Credit Record inside the Arrangement and that stay after the installment of Plan costs.

At your bookkeeping year's end, all revenue account credit adjusts must be shut and afterward moved to your capital record, accordingly expanding your value.

Therefore Credit Revenue is correct.

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The adjusted trial balance provides account balances reported in which financial statements?

Answers

The adjusted trial balance provides account balances reported in which financial statements:

Statement of stockholders' equity

Balance sheet

Income statement

What is Income statement?

One of the most often and important financial statements you're likely to see is an income statement. Income statements, sometimes referred to as profit and loss (P&L) statements, include the cumulative effect of revenue, gain, expense, and loss transactions and include a summary of all income and expenses for a specific period.

Therefore,

Statement of stockholders' equity

Balance sheet

Income statement

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Suppose you find a production possibilities frontier (ppf) that is shaped like a straight line. what can you determine about the production of the two goods?

Answers

Anywhere along the PPF, the production of the two items is subject to continual opportunity cost.

What does Production Potentials Frontier mean?
The production possibility frontier (PPF) is a curve on a graph that depicts the potential output of two goods whose production is dependent on the same limited resource. Another name for the PPF is the production possibility curve. PPF also has a significant role in economics. For instance, it can indicate that a nation's economy has reached its peak efficiency.

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A relatively small group of managers at the head of an organization that establishes overall strategy and long-range goals is called _____ management.

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A relatively small group of managers at the head of an organization that establishes overall strategy and long-range goals is called top management.

This is further explained below.

What is top management.?

Generally, compare upper management to middle management for a better understanding of the difference between the two. the most senior personnel of an organization or firm, such as the heads of several departments or divisions led by the chief executive.

In conclusion, Top management is the relatively small group of managers that sit at the very top of an organization and are responsible for determining the firm's overarching strategy as well as its long-term objectives.

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from the​ consumer's perspective, which of the following is a postpurchase​ question? question content area bottom part 1 a. what are the best sources of information to learn more about alternative​ choices? b. how is the product eventually disposed​ of? c. what does this purchase say about the​ consumer? d. what determines whether a consumer will be satisfied with a​ product? e. is acquiring a product a stressful or pleasant​ experience?

Answers

From the​ consumer's perspective, an example of a postpurchase​ question is: b. how is the product eventually disposed​ of?

What is consumer behavior?

Consumer behavior can be defined as the study of the processes that are involved when individuals or groups of people engage in the selection, purchase, use, or disposal of products (goods), ideas, services, or experiences to satisfy their unending needs, requirements and desires.

From the​ consumer's perspective, we can reasonably infer and logically deduce that an example of a postpurchase​ question is "how is the product eventually disposed​ of?" because at this point the product has reached the end of its life cycle.

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When an individual transfers property to another taxpayer during their life, without receiving or expecting to receive value in return, the property transferred is a(n):_________

Answers

When an individual transfers property to another taxpayer during their life, without receiving or expecting to receive value in return, the property transferred is a GIFT.

What is a gift for tax purposes?

For the purposes of taxation of property, a gift refers to a property that a taxpayer gives to another taxpayer while both are still alive.

Another requirement for the property to be a gift is that the person who gave it, should expect nothing in return. Gifts are not as taxed as other transactions.

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How to prepare a check to replenish the fund for the expenditrues made since may 1?

Answers

Answer:

No , silly American..

Explanation: Cuz I'm from Russia

The substitution effect of a change in the price of bananas refers to the way in which a change in the:______.

Answers

The substitution effect of a change in the price of bananas refers to the way in which a change in the price of a substitute affects the demand for bananas.

What is change in the price?

The difference between an asset's original and final values is known as the price change. It might be detrimental or beneficial. Investor choices are influenced by price movements. Investor confidence will be high for a financial instrument that exhibits a steady price increase over time.

Therefore,

The substitution effect of a change in the price of bananas refers to the way in which a change in the price of a substitute affects the demand for bananas.

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amos' antiques, inc., is characterized by separation of management from ownership and by clearly defined lines of authority and responsibility. these characteristics are consistent with the principles of

Answers

These characteristics are consistent with the principles of: bureaucratic organizations.

The main criticism advanced against scientific management by the psychologists is that it's mechanical in approach. He has practically no say in determining the policies with relation to work.

Human resources management involves all management decisions and actions that affect the link between the organization and its employees – in other words, its human resources. HRM refers to the management of all decisions within a company that are associated with people.

Scientific management implies the appliance of science to the task management of an industrial concern. Scientific management may be a thoughtful, organized human approach to the task of management as contrasted with hit or miss, rule of thumb.

Over speeding - the scientific management lays standard output, time so that they should rush up and finish the ad time. These have adverse effects on the health of workers.

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When courts find accountants liable for constructive fraud, the implication is that:______.

Answers

Even if they were unaware of the fraud, accountants may be held accountable for it.

How does constructive fraud work?

A legal fable known as "constructive fraud" describes a circumstance in which a person or organization obtained an unfair advantage over another using dishonest or unjust means. As opposed to true fraud, no proof of intent is required. The failure to inform clients of product flaws is one example of unfair practices.

The elements are:

1) a duty owed by the party to be charged to the complaining party due to their relationship;

2) violation of that duty by making deceptive material misrepresentations of past or current facts or remaining silent when a duty to speak exists; and

3) reliance on such statements by the complaining party.

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The principle that trade can make everyone better off applies to interactions and trade between.

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The principle "that trade can make everyone better off" applies to interactions and trade between families, states within the United States, and nations.

What is trade?A trade is defined as an exchange of goods or services between two parties. The mechanism that enables trade is a market. When a nation exchanges its surplus for a resource that another nation can give, it is trading. This is when a nation takes advantage of its wealth of resources.The tea trade, wherein tea is imported from China and bought in the US, is an illustration of trade. The elimination of world poverty depends on trade. International trade-friendly nations tend to develop more quickly, innovate, boost productivity, and give their citizens greater opportunities and higher incomes. By making goods and services more accessible to customers, open trade also benefits people with lower incomes.

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Other Questions
Supreme Videos, Incorporated, produces short musical videos for sale to retail outlets. The company's balance sheet accounts as ofJanuary 1, are given below.AssetsCurrent assets: 78000CashAccounts receivable.Inventories:Supreme Videos, IncorporatedBalance SheetJanuary 1Raw materials (film, costumes)Videos in processFinished videos awaiting salePrepaid insurance.Total current assetsStudio and equipmentLess accumulated depreciationTotal assetsLiabilities and Stockholders' EquityAccounts payableCapital stockRetained earningsTotal liabilities and stockholders' equity$ 45,00023,00096,000760,000225,000$ 504,000285,000$ 78,000117,000164,00012,000371,000535,000$ 906,000$ 117,000789,000$ 906,000Because the videos differ in length and in complexity of production, the company uses a job-order costing system to determine thecost of each video produced. Studio (manufacturing) overhead is charged to videos on the basis of camera-hours of activity. Thecompany's predetermined overhead rate for the year is based on a cost formula that estimated $270,000 in manufacturing overheadfor an estimated allocation base of 6,000 camera-hours. The following transactions occurred during the year: The minnesota study is an example of the ___________ approach to the influences of heredity and environment. Add using the number line. -9 +6 Drag and drop the word Sum to the correct value on the number line. -151413121110-9-8-7-6-5-4-3-2-1 0 1 2 3 4 5 6 7 8 9 10 11 12 13 Audrey is researching chameleon habitats. Her current research question is "Where do chameleons live?" but she is having trouble.Select the correct way to complete the sentences about how to revise her question.Audrey's research question is. The most effective revision would be _______________ is the goal that assumes the global economy can achieve balanced economic conditions while maintaining a sustainable, living, planet. at Gregs house he and Rowley got into a huge argument about help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help help A client is at the clinic for her annual pelvic exam and asks the nurse about ovulation and where the eggs come from. what educational information would the nurse share with this client? Antonio is walking home late from school after football practice. He hears someone running behind him and turns, thinking it might be a teammate catching up. But it is definitely not a friend. Whoever it is hits Antonio on the head with something heavy. The blow knocks Antonio to the ground. The attacker grabs Antonios phone and demands his wallet. Head spinning, Antonio hands it over, and the assailant runs off. Antonio gets to his feet, dizzy. His teammate, Javier, runs forward to help. Did you see the person who attacked you? I was too far away to tell who it was. I got a good look at his face, Antonio replies, but it wasnt someone I know. He was really tall and wearing a dark hoodie, Javier says. Maybe that will help. If you were the police officer working with Antonino and Javier, how would you help them remember what they saw and identify a suspect? After you write your initial response, read through those of your peers and see if you can come up with other suggestions or ideas for how to improve their answers. On narrow mountain roads where the roadway has insufficient width to permit a motor vehicle to be driven entirely to the right of the center of the roadway, drivers must _____. If an organization wanted to improve employee involvement, efficiency, and customer satisfaction, what kind analysis might they conduct? An ______ _____ is one whose average (mean) value equals the parameter it is trying to estimate. (enter two terms separated by one blank space). imagine that you recently went to a week end trip. Something completely unexpected happened - you boarded the wrong train got off at the wrong station / mistook someone else's bagWrite a diary entry Question 1 of 10Which element of the scientific process includes the greatest amount ofinformation about living things?OA. A hypothesisOB. A theoryOC. A conclusionOD. A data recordSUBMIT I need help i dont know Which of these best summarizes the passage below(paragraph 3) Ethics is the set of _______ principles or core values for deciding between right and wrong. Select the two adverbs.Roger will definitely take plenty of photographs at Grand Canyon National Park becausethe scenery is absolutely gorgeous. If you use a horizontal force of 30n to slide a 12kg wooden crate across a floor at a constant velocity. what is the coefficient of kinetic friction? Find a linear equation whose graph is the straight line with the given properties.through (1, 4) with slope 6