A required reserve ratio of 7 percent gives rise to a simple deposit multiplier of 14.29.
What is reserve ratio?The reserve ratio is the percentage of reservable liabilities which commercial banks must keep rather than lend or invest. This is a requirement set by the country's central bank, which is the Federal Reserve in the United States. It is also referred to as the cash reserve ratio.
Some key points related to reserve ratio are-
The reserve requirement is the minimum amount of deposits that a bank must hold, and it is sometimes used interchangeably with the reserve ratio. Regulation D of the Federal Reserve Board establishes the reserve ratio. Regulation D established uniform reserve requirements with all deposit accounts with transaction accounts and necessitates banks to provide the Federal Reserve with regular reports.Suppose the Federal Reserve determined that the reserve ratio should be 11%. This means that if a bank has $1 billion in deposits, it must keep $110 million in reserve ($1 billion x.11 = $110 million).To know more about reserve ratio, here
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Debra notes that theo chocolate has started holding its own operations to the same imo standards of fair trade to which it holds its suppliers. This type of behavior encourages more ethical decision-making by sends a powerful message to employees and customers. True or false?.
Debra points out that Theo Chocolate has begun holding its internal operations to the same fair trade standards that it holds its suppliers to. This type of behavior encourages more ethical decision-making by sending a powerful message to employees and customers is a True Statement.
Making ethical decisions is founded on fundamental character traits including reliability, commitment, respect, justice, compassion, and good citizenship. Ethical judgments lead to ethical activities, which serve as the cornerstone of ethical business operations.
For instance, we can state that it is ethically required of parents to provide for their children, both because doing so is right and because not doing so is immoral. Without parental care, the children would struggle and eventually pass away.
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Identify a statement that summarizes the changing perception of leadership today.
Every individual with the potential to make a difference has the challenge and responsibility of leadership.
This is further explained below.
What is Leadership?Generally, A person's, group's, or organization's ability to "lead," influence, or direct other people, teams, or entire organizations is included in the definition of leadership as a study topic as well as a practical competence.
This aspect of leadership can be possessed by an individual, a group, or an organization. Both of these settings are appropriate places to consider leadership.
The idea of "leadership" is often seen as one that is fraught with controversy.
In conclusion, Every individual who has the ability to affect change is obligated to take on the responsibility of leadership since it is both an assignment and a duty.
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For 2020, ross corporation had pretax ordinary income of $500,000 and sold for $154,000 an asset purchased previously for $130,000. calculate the tax liability for the company.
In 2020,
Ross corporation had pretax ordinary Income= $500,000
Sold for = $154,0000
purchased previously for = $130,000
Tax liability for the company is $110040
Total Income =
Calculation
$500000+($154,000-$130000)
=$524000
In 2020,Tax liability was 21%
221/100*$524,000
Tax liability =
$110,040
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Eleven republics of the former soviet union are members of which trade agreement?
Eleven republics of the former soviet union are members of the trade agreement Commonwealth of Independent States.
What is a trade agreement?This is the term that has to do with the bilateral or the multi lateral agreement to trade that exists between two nations or more nations. This is a way that is used to establish good friendship between the nations that are involved.
Hence we can say that Eleven republics of the former soviet union are members of which trade agreement Commonwealth of Independent States.
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Consider+a+t+bond+with+a+6%+semiannual+yield+and+a+clean+price+of+$1100.+number+of+days+since+last+coupon:+40+days+number+of+days+in+the+coupon+period:+184+days+calculate+the+bond+dirty+price.
The number of days in the coupon period 184 days calculate the bond dirty price is $ 1106.52.
Which is a bond?
Bonds are fixed-income securities that reflect loans from investors to borrowers (typically corporate or governmental). A bond can be compared to an agreement outlining the terms of the loan and the associated payments between the lender and borrower.Clean price = Quoted price = 1100. 00
Accrued price = 1000* 6%* 1/2*40/184 = 6.52
Dirty price = clean price + accrued price = 1100 + 6.52 = $ 1106.52
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Employees at southwest airlines donate volunteer hours to ronald mcdonald houses throughout the united states. this is an example of a (an) ________ program.
When employees at southwest airlines donate volunteer hours to Ronald Mcdonald houses throughout the United states, this is an example of a CSR program.
What is CSR?CSR is abbreviation for corporate social responsibility and it can be defined as a business organization's (company's) obligation to act in a manner that benefits and adds significant value to the society and the people living in the environment where it operates, and usually as it conduct its business operations.
Basically, corporate social responsibility (CSR) is typically focused on improving the society through any positive and beneficial means possible.
In this context, we can reasonably infer and logically deduce that when employees at southwest airlines donate volunteer hours to Ronald Mcdonald houses throughout the United states of America, this is an example of a corporate social responsibility (CSR) program.
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Paul pierce is busy working with other managers evaluating the products and businesses making up their company. paul is engaged in ________.
Paul Pierce is occupied assessing the firms and items that make up their corporation alongside other management. Paul is analyzing his Portfolio Analysis.
Portfolio Analysis is one of the areas of investment management that allows market participants to analyze and assess the performance of a portfolio (equities, bonds, alternative investments, etc.) with the goal of measuring performance on a relative and absolute basis, as well as its associated risks, and also measures how likely it is of meeting the goals and objectives of a given investment mandate. A corporation that sells a variety of goods and services must perform a portfolio analysis on a regular basis. This entails examining each product independently in terms of its profitability, contribution to revenue, and room for expansion. The identification of items that are not at all lucrative or perform poorly within the group is made easier by this study.
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When phenomenological researcher record their thoughts and reactions to the research process, participant responses, and participants non-verbals, they are engaging in what is best known as:______.
Observations are what phenomenological researchers do when they write down their feelings and emotions about the study process, participant replies, and participant non-verbals.
Phenomenology is the have a look at of experience from the attitude of the man or woman, "bracketing" presumptions that are commonly widespread and traditional strategies of experiencing. The perception gained from an objectifying third-man or woman perspective is not so good as observation from a phenomenological attitude. as a substitute, one pays interest to someone's physiological manifestations of his or her subjective revel in, including his or her desires, intentions, or emotions, via remark.
Researchers that utilize phenomenological have a look at design adopt the assumption that people interpret their experiences in phrases of a not unusual structure or essence. For the reason of elucidating the essence of the event underneath inquiry, they interpret the contributors' emotions, perceptions, and ideals.
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Gross profit and income from operations are reported on a multiple-step but not on a single-step income statement. True or false
This is true! Gross profit and income from operations are not on a single-step income statement. Instead, they are reported on a multiple-step.
A company's net income is determined by adding together two significant subtotals in a multiple-step income statement:
Subtotal for a business that sells products is the amount of gross profitThe quantity of operating incomeThe single-step income statement is a different structure for an income statement that starts with operating revenues, nonoperating revenues, and gains before moving on to operating expenses, nonoperating expenses, and losses.
Multiple-Step Income Statement would look like this:
Net Sales 0.00
Cost of Sales 0.00
Gross Profit 0.00
SG&A Expense 0.00
Operating Inc. 0.00
Investment Inc. 0.00
Interest Expense (0.00)
Loss on Sales (0.00)
Net Income 0.00
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A firm owned by a single person who has unlimited liability for the firm's debt is called a?
A business owned by a solitary individual who has unlimited liability for its debt is named a: sole proprietorship.
What is proprietorship?
There is no legal separation between the owner and the business entity in a sole proprietorship, which is additionally referred to as a sole tradership, individual entrepreneurship, or proprietorship.
A sole proprietor may employ other persons additionally to working alone.All profits attend the sole proprietor (subject to business-specific taxes), and he or she is solely liable for all losses and debts. The proprietor is that the owner of all of the business's assets and is also responsible for all of its debts.
A partnership, on the opposite hand, has a minimum of two owners; this business is a "single" proprietorship.
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Select the things are considered psychological influences on the purchase decision process?
The things are considered psychological influences on the purchase decision process:
learningvaluebeliefsattitudesWhat is referred to as the purchase decision?This is the term that is used to refer to all of the ways that the person that would have to use a product would end up getting the product that they want to fulfill a particular need. It is what can be used to describe the drivers of their purchases.
In the stage of making a purchase decision. the person that is the consumer would have formed the intention that they want to buy a particular brand of product. This is the fourth stage that is is the consumer decision process.
Hence we can say that the things are considered psychological influences on the purchase decision process:
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A market where tenants negotiate rent and other terms with property owners or their managers is referred to as a:_________
A user market is one where tenants bargain rent and other conditions with property owners or their managers.
What are Business User Markets?Several other user markets also make purchases, either for their own consumption or with the goal of redistribution to others, in addition to selling finished goods and services to supply chain organizations. When making these purchases, the buyer typically does not significantly alter the goods from their original state. Although technically these markets are also a component of the supply chain, the majority of business users do not actively participate in or directly support production.
Any method that lets customers get involved in a marketing effort is known as user-generated marketing. User-generated marketing is just as much a kind of public relations as anything else because it gives a target audience a more participatory and interesting experience.
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The french physician jean nicot was successful in curing blank______ of catherine de medici, queen of henry ii of france, which made tobacco use popular.
The French physician Jean nicot was successful in curing migraine headaches of Catherine de Medici, queen of henry ii of France, which made tobacco use popular.
A migraine headache frequently starts off as a throbbing sensation before becoming dull. Usually, it gets worse as you exercise. The pain may be in the front of your head, travel from one side of your head to the other, or feel as though it is pervasive throughout your brain.
The average duration of a migraine attack is 4 hours, although more severe cases can continue for up to 3 days. Everyone experiences them differently, but two to four headaches each month are typical.
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Buying products produced in another country is known as:_________
a. importing.
b. trade protectionism.
c. comparative advantage.
d. exporting.
Buying products produced in another country is known as Importing.
What are imported goods?It is most common for nations to import commodities or services that their domestic businesses are unable to provide as effectively or inexpensively as the exporting nation. A nation may also import goods or raw materials that are unavailable inside its boundaries. For instance, many nations import oil because they either cannot generate it domestically or cannot produce it in quantities sufficient to meet demand. Which items and resources are more affordable to import are frequently determined by free trade agreements and tariff schedules.
Free-trade agreements and a reliance on imports from nations with less expensive labor appear to be the main causes of the reduction in manufacturing jobs in the importing country. The ability to import goods and materials from regions with less expensive production increases with free trade, which also lessens reliance on indigenous commodities. Between 2000 and 2007, there was a noticeable effect on manufacturing jobs, which was compounded by the Great Recession and the subsequent slow recovery.
Thus, purchasing goods from outside nations is called Importing.
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Consider the supply curve for basketballs. Other things held constant, if the price of basketballs goes up from $7. 99 to $14. 99, what can we expect from suppliers of basketballs as a result?.
There will be an increase in quantity supplied. (The Law of Supply)
A key tenet of economic theory is the rule of supply, which asserts that a rise in price will result in an increase in the quantity provided, all other things being equal. In other words, there is a direct correlation between price and quantity, and quantities react to price changes in the same way.'What is a case of the law of supply?For instance, if Apple produces 100 iPhones, then this is the quantity that is sold. The link between pricing and supply is referred to as the "law of supply." Supply also rises in tandem with price growth. In the event that prices decline, so will supply.To Learn more about Law of Supply, Click the links.
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Firms use both the __________ and __________ models. in fact, these models complement each other in that one focuses outside the firm while the other focuses inside the firm.
Industrial organization and resource-based frameworks are both used by businesses model Since one of these models focuses on factors outside the organization and the other on factors inside the firm, they actually complement one another.
A organization is nice positioned for lengthy-time period achievement, according to resource-based totally concept, if it has get entry to to sources which might be valuable, unusual, hard to duplicate, and non-substitutable.
The development of organization abilities that, over time, may additionally cause accelerated performance may be based totally on those strategic belongings.
the industrial business enterprise method hyperlinks a business enterprise's overall performance on the worldwide degree to its function in the external market.
with the intention to pinpoint the elements that influence a organization's success in international advertising, the resource-based view concentrates on internal organizational resources like advertising and marketing information or marketing capabilities.
The views of industrial agencies and useful resource-based businesses are exceptional. not like the economic organization (I/O) paradigm, RBV contends that sustained aggressive benefit can be attained greater genuinely by way of utilizing internal in place of external forces.
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Sometimes a country's laws forbid foreigners from ownership within their nation, and the only way a u.s. company can have a presence in that foreign country is with a(n) ___.
Sometimes a country's laws forbid foreigners from owning a business in the nation. In the presence of such laws, Joint Ventures are one way for an American company to have a presence in that foreign country.
What are Joint Ventures?A joint venture is a partnership between two or more parties to develop a single enterprise or project for profit while sharing the risks associated with its development. The joint venture must have at least two natural persons or entities as partners. Joint ventures are typically formed by two companies that have complementary strengths. To bring an innovative product to market, a technology company may form a partnership that opens a new window with a marketing company opening in a new window. Foreigners are sometimes prohibited by law from owning a business in a country. Joint Ventures are one way for an American company to have a presence in a foreign country where such laws exist.Therefore, sometimes a country's laws forbid foreigners from owning a business in the nation. In the presence of such laws, Joint Ventures are one way for an American company to have a presence in that foreign country.
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The correct question is given below:
Sometimes a country's laws forbid foreigners from owning a business in the nation. In the presence of such laws, a(n) _____ is one way for an American company to have a presence in that foreign country.
Which time-series forecasting method works best if the company assumes that product demand will stay fairly steady over time?
Moving average in time-series forecasting method works best if the company assumes that product demand will stay fairly steady over time.
What is the significance of moving average in time series forecasting?Moving averages are a simple and common type of smoothing that is mainly used in time series analysis and time series forecasting.
A moving average refers to a series of averages, calculated from historic data. It can be calculated for any number of time periods such as three-month moving average, a seven-day moving average etc.
Basically, moving average depicts that the current value is linearly dependent on the current and past error terms.
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Who initially collaborates with the project manager on the lessons learned document?
The people who initially collaborates with the project manager on the lessons learned document are the project team members.
Who is a project manager?An expert in the subject of project management is a project manager. Regardless of the industry, project managers are responsible for the planning, acquisition, and execution of any activity with a specified scope, defined start, and defined conclusion.
Before the issue escalates to higher authorities, project managers serve as the initial point of contact for any concerns or conflicts occurring among the heads of several divisions inside an organization. A project manager is in charge of overseeing a project.
The findings of surveys and team member input gathered throughout the course of a project's lifecycle make up a lessons learned document. Establishing a procedure for collecting feedback at significant points in the project, then document it and use it to produce thorough reports is illustrated in the document.
It should be noted that the team members also collaborate in this situation.
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The competitive situation where at&t, mci, and sprint control approximately 80 percent of the international long-distance telephone market is called?
The competitive situation where at&t, mci, and sprint control approximately 80 percent of the international long-distance telephone market is called "Oligopoly"
What is Telemarketing?
Telemarketing is the practise of selling products or services directly to prospective clients over the phone, the internet, or fax. Telemarketers or, increasingly, automated phone calls, or "robocalls," can conduct telemarketing. A growing backlash against this form of direct marketing has been sparked by tales of telephone scams and fraud as well as the intrusiveness of telemarketing. Other names for telemarketing include "telesales" and "inside sales." The act of calling, screening, and approaching new clients is known as telemarketing. The use of direct mail marketing strategies is excluded. In addition to call centres and offices, homes are increasingly being used for telemarketing. Telemarketing frequently entails a single contact to gauge interest or suitability, followed by several calls to drive a sale.
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By enacting economic reform, education expansion, and railroad construction, reconstruction governments delayed settling the issue of?
By enacting economic reform, education expansion, and railroad construction, reconstruction governments delayed settling the issue of Land distribution.
A standard definition of economics might describe it as a social science focused on the satisfaction of needs and desires through the allocation of scarce resources with alternative uses. Economics can be said to be the study of scarcity and choice.
A standard definition of economics might describe it as: a social science focused on the satisfaction of needs and desires through the allocation of scarce resources with alternative uses. Economics can be said to be the study of scarcity and choice. Economic theory is a set of ideas and principles outlining how different economies work. Depending on their specific role, economists can use theory for different purposes.
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_____________ were granted by the british government to allow several people to create organizations by pooling financial resources, which enabled riskier business projects to be undertaken.
Charters were granted by the British government to allow several people to create organizations by pooling financial resources, which enabled riskier business projects to be undertaken.
These charters enabled bigger and riskier business projects to be undertaken. Owners of chartered organizations were exempt from debtor's prison if the business venture failed.
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The primary purpose of the real estate settlement procedures act is to ensure that buyers ______.
The primary cause of the real estate agreement approaches act is to make sure that customers are provided with well-timed facts on the character and fees of the agreement system.
Real estate settlement strategies Act:
(the Act) became powerful on June 20, 1975. The Act calls for lenders, loan brokers, or servicers of domestic loans to provide debtors with pertinent and well-timed disclosures regarding the nature and costs of the actual estate settlement technique.
Real estate — or actual property — is immovable assets together with land and homes. The time period may also suggest the enterprise of buying, selling, or making an investment in houses, land, or other real assets. real estate is using pressure on the economy and generates most household wealth in the U.S.
There are 3 predominant forms of real estate properties: vacant land, residential properties, and industrial houses. Vacant land permits you the possibility to either construct something or rent it out.
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Alice+hall+made+a+$3,000+down+payment+on+a+new+ford+explorer+wagon.+she+still+owes+90%+of+the+selling+price.+what+was+the+selling+price+of+the+wagon?
The fact that she still owes 90% of the selling price, means that she just paid 10%, and these 10% make $3000.
Therefore, the total price is 10 times of $3000, i.e, $30,000
What is meant by selling price ?
The selling price of a good or service is the final cost to the seller, or what the buyer actually pays. A commodity or service in a specific amount, weight, or measurement can be exchanged.
It is one of the most crucial things for a business to decide. It is significant since it determines whether or not it will survive. Sales of a product are directly impacted by its price.
That price might be set at a minimum, maximum, or an average of the two. Prices can be set based on location, demand, market, and the time of year or season. Another smart move is to observe what our rivals are doing.
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Trade company accepted a credit card with a fee for services rendered. this event affects trade company's ______.
Trade company accepted a credit card with a fee for services rendered. this event affects trade company's income statement, statement of changes in stockholders equity, balance sheet.
Income statementThe event tend to affect income statement because both service revenue as well as credit card expense appear on the income statement.
The event tend to affect statement of changes in stockholders equity because net income is affected by the income and expenditure and it will affect balance sheet because accounts receivable appears on the balance sheet.
Therefore Trade company accepted a credit card with a fee for services rendered. this event affects trade company's income statement, statement of changes in stockholders equity, balance sheet.
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Randy produces rubber gaskets for model airplane engines, and his strategy focuses on being the lowest cost provider for this market. what competitive strategy is randy employing?
The competitive strategy used by the Randy is Cost focus techniques.
What is Competitive Strategy?A competitive strategy refers to the strategy used by the businessman and the companies in order to earn competitive advantage over the others. It is the set of techniques and policies used by the company to improve its competitive position.
There are three types of the competitive strategy that is : Cost Leadership, Differentiation and Focus. In this Cost focus, strategy refers to the technique in which the competition is made on the basis of the lower cost to attract the customers.
Therefore, it can be concluded that Cost focus techniques are used in the above scenario.
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An individual’s right to do something may be restricted on the grounds that it runs counter to ""the good of society"" when the political system emphasizes.
A person's freedom to do something might be limited if collectivism is prioritised on the grounds that it is against "the good of society." The core idea of collectivism is that a society should be built on the principles of individual economic and political freedom.
What is Collectivism?
Any of a number of social structures known as collectivism view the individual as being subject to a larger social collectivity, such as a state, country, race, or social class. Individualism (q.v. ), which emphasises the rights and interests of the person, can be contrasted with collectivism.
Du contrat social, written by Jean-Jacques Rousseau in 1762 (see social contract), is the first contemporary, significant exposition of collectivist beliefs in the West. It makes the case that an individual may only achieve his true self and freedom by submitting to the "general will" of the society. Beginning in the early 1800s, German philosopher G.W.F. Hegel claimed that the nation-state, which to him was the purest manifestation of social morality, was the only place where an individual might achieve his full being and freedom. In the introduction to his Contribution to the Critique of Political Economy, Karl Marx later gave the clearest explanation of the collectivist perspective on the importance of social interaction: In his essay, he said that "men's social being dictates their awareness, not their consciousness itself."
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Identify at least three ways in which kendra scott sought to differentiate itself from rival jewelry firms.
Three factors that Kendra Scott used to set itself apart from competing jewelry companies were offering a broad variety of services, being an online-only retailer, and appealing to the individual tastes of its clients.
What is retail jewelry?A jewelry store, or jewelry store in American English, is a type of retail business that focuses on buying and selling jewels and timepieces. Jewelry stores offer a wide range of services, including designing, manufacture, remodeling, and repairs. The most prevalent kind of jewelers are bench jewelers, sometimes referred to as metalsmiths, silversmiths, goldsmiths, and platinumsmiths. They are skilled in a variety of areas. Typically, they do a variety of activities, from straightforward jewelry cleaning and repair to creating molds and pieces from scratch. A jeweler is a business that manufactures, sells, and fixes jewelry and watches.
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Your car has a market value of $4,000, while the balance of the loan against it is now $2,500. your ownership interest in the car is:
In a situation where the market value of a car is $4,000, whereas the balance of the loan against the car $2,500, then the total ownership interest in the car for the owner of the car will be $1,500. Therefore, the option A holds true.
What is the significance of ownership interest?The ownership interest for an individual or owner can be ascertained by the total amount that has been paid by an owner to the creditor who helped in purchase of such asset.
In the case given above, the ownership interest will be,
Ownership Interest = Market Value - Loan Balance
Ownership Interest = 4000 - 2500
Ownership Interest = $1,500
Therefore, the option A holds true and states regarding the significance of ownership interest.
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The missing options to the incomplete question have been added below.
Your car has a market value of $4,000, while the balance of the loan against it is now $2,500. Your ownership interest in the car is:
A. 1500 B. 2500 C. 4000 D. 6500
Inventory control would be an example of what decieison structure by what level of mangamgent?
Inventory control would be an example of what decision structure by Process monitoring/control level of management.
The Process Monitoring and Control System enables you to continually watch and record several data streams from various points throughout your operation and then transform that data into useful information. It also enables you to monitor and control your process variables.
Process monitoring is a part of a program's overall evaluation. Systematically addressing issues regarding a social program is part of program assessment. School feeding programs, community job training programs, and outpatient treatments provided by a community health care institution are a few examples of social programs.
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